It’s rather unfortunate that only form of payment for adsense earnings available for Nigerians is by Cheque. Worse yet, it’s a US Dollar cheque and many Nigerian bloggers find this rather inconvenient as you have to wait for like a week or two before the cheque arrives and it takes up to twenty working days before the cheque is cleared at your local bank.
It’s even more annoying because the banks see this as an avenue to make money off publishers and force one to share a reasonable chunk with them. There are other payment options available in other countries like Paypal and Western Union but Nigerians are definitely stuck with the US cheque option at the moment.
Are you wondering how to cash out a US Dollar cheque here in Nigeria? It’s quite easy but only takes some time. You have to first open a domiciliary account though. This is a US Dollar account you can operate at your local bank and this is the account in which your cheque will be paid into. I use Guarantee Trust Bank and it only took $100 (about 15,000) to open this account. To open a domiciliary account, you must have:
-a government issued ID card (National ID card or driver’s license) or international passport
-a recent utility (probably PHCN bill)
-two referees each operating a current account in any Nigerian bank (preferably in your bank of choice for quick verification)
Like I said, I used GTB and that’s all I provided. Some banks like Intercontinental Bank charde $150 while some like First Bank will ask you to open their domiciliary account with $500! The choice is definitely yours.
After opening the account, simply go to your bank and drop the cheque for processing. It takes like twenty one days and the cash is right in your account! It’s as easy as that.
Let’s only hope Google makes the Western Union option available for Nigeria pretty soon cuz seriously, this cheque thingy kinda takes too long.
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9ice post don,i dey feel u
you can as well drop your google adsense check to be used for opening of dormicilliary account for you. that was what i did. it is as easy as this
Some banks always insist that you open a domiciliary account with cash though and won't accept cheque. some, not all.
questions on this one Bro,
1. Under wat condtion am I allowed to use a PHCN bill?, must it contain my name before I can use it or? I ask coz I don't pay bills yet.
Don, I would like to open a dorm account with GTB but, the problem am having are the two referees. I don’t know anybody with GTB current account. I would be most gratefull if you will help me.
You have no choice but to look for people withing your vicinity. They don’t necessarily have to hold accounts with GTB
Please, somebody with a GTB current account should help me. I need two referees to open a dorm acct. Thanks
Twitter: otodeluxe
says:
Don, is it normal for a google adsense check to take so long like more than 30days to be cleared, am using GTBank and uptil today my money hasn’t been cleared, I checked today and they told me they are processing it in lagos.
Yes, it sometimes takes that long. You can log in to your Adsense account, go to Payments, then check the ststus of the check. It must have been cleared already. You just have to wait till it appears in ur account.
Twitter: joeishmor
says:
Please someone who GTB current account should help me. I need two referees. pls contact me on twitter @joeishmor. Thanks